The big buzz today is health-care reform. Everyone needs health insurance. This is an incorrect direction. We all need health care at some point in our lives but not health insurance. The problem with health care today is insurance.
Insurance is defined as a promise to compensate for a potential future loss. What loss is there in health care? When you get car insurance, which is required to register a vehicle, you are promised compensation for loss because of an accident. Is everyone entitled to this compensation? Only if you pay for insurance. How can this work for health care?
If we want an equal access system then we must eliminate the profits from the system. Insurance cannot work under the current system. Health insurance is not for compensation of a future loss. If that was the case, then if I wrecked my car and had no insurance, someone else would still fix my car. Isn't that the way the health-care system works today? We need to remove the profits from the health-care system and then eliminate tort litigation. Suing the health-care system has become a profit center for the legal system. Without insurance companies' deep pockets, why would an attorney sue?
Answers are not easy, but the solutions are if someone is willing to speak the truth without money being the key. Lobbyists have ruined Washington, D.C., and they are to blame for the many problems we have today. But by removing insurance and litigation from the health-care system, maybe the lobbyists will have to fade away.
Contact your elected officials and tell them you are fed up with their incompetence. Stop catering to the insurance companies and attorneys. And if they want to force us to buy health insurance, then they need to receive the exact same coverage as the rest of us, from the exact same plan they want to force on us. Elimination of profits for a system that all legal citizens should have access to is the solution.
Wake up, America.
Craig Coutlee, Durango