I hope we are all aware of the major problems of our current insurance company-based health-care programs currently being used to provide health-care services to Americans – big profits for the companies and big salaries for the CEOs, rationing of health care by insurance companies, lack of choices which are dictated by insurance companies, the denial of coverage for pre-existing conditions, etc. etc.
And, we have all heard of the “dangers” that a “public option”will crowd out private insurance companies and add to “creeping socialism.”
But, the most important benefit of a public option is covering the health-care needs of the uninsured.
From an economic view, no private system will cover all those in need of health care. All private markets exclude those who for whatever reason cannot meet the price hurdles required by something provided through the private marketplace.
It is simply a matter of supply and demand.
So, when you evaluate the need for a public option, you are essentially deciding whether health care should be available for only those who can “pay the price” or who are “wealthy enough” to afford health care and leaving out those who can’t afford it – or you are saying we need a public option so that all of us can have health care. Is health care as necessary as education or police protection or roads and bridges or Social Security, or should it be a private good available only to those who can afford it?
Please support a public option and bring our health-care system up to 21st-century standards.
Bernard Anderson, Durango