Qualifying for a mortgage loan may be harder

Former Federal Reserve Chairman Ben S. Bernanke said the mortgage market is so tight that even he is having a hard time refinancing his own home loan. If Bernanke can’t refinance and President...

DATE: Oct. 11, 2014 | CATEGORY: On Real Estate

What goes with the home and what doesn’t?

Disagreements and uncertainty are common regarding what buyers and sellers think remains with a home when it sells. The standard contract verbiage indicates that fixtures remain and personal...

DATE: Oct. 4, 2014 | CATEGORY: On Real Estate

Down payment assistance for local buyers

When it comes to purchasing a home, most prospective buyers suffer from two problems; lack of down payment and too much consumer debt. With median home prices around $340,000, the down payment...

DATE: Sept. 27, 2014 | CATEGORY: On Real Estate

1031 exchanges can be profitable for investors

The Internal Revenue Service provides a special provision for real estate investors called Internal Revenue Code 1031 exchanges. These exchanges allow an investor to sell one investment property...

DATE: Sept. 20, 2014 | CATEGORY: On Real Estate

Steps can help protect your credit score

Credit-protection companies have been popping up that promise to help you lock down your credit information and protect your identity. While these services can be valuable and worth the...

DATE: Sept. 13, 2014 | CATEGORY: On Real Estate

Consult with Homeowner’s Association

When considering a neighborhood, one should also consider their lifestyle. In the beginning a home search it is always important to discuss with your Realtor your lifestyle, hobbies and family...

DATE: Sept. 5, 2014 | CATEGORY: On Real Estate

Understanding general terms of sales contract

This week we want to take the opportunity to review a few of the basic terms of Colorado real estate contracts. It is beneficial to have general knowledge of these agreements because most of us buy...

DATE: Aug. 29, 2014 | CATEGORY: On Real Estate

Choosing the right broker is important

The choice of the right real estate broker is the most critical part of the home buying or selling process. Unfortunately, most buyers and a majority of sellers end up working with the first...

DATE: Aug. 22, 2014 | CATEGORY: On Real Estate

Is your home situated in a flood plain?

During a recent transaction, I became aware of the newly revised flood plain regulations that have been adopted by La Plata County. In researching these regulations, I had a very informative...

DATE: Aug. 15, 2014 | CATEGORY: On Real Estate

Can you afford to buy a home?

Figuring out what you can comfortably afford means knowing the major things you need to budget for when you buy a home. From one-time expenses like the down payment to ongoing costs like taxes and...

DATE: Aug. 9, 2014 | CATEGORY: On Real Estate

Hail damage? Check your policy before a disaster

On Sept. 22, 2013, a large hail storm wreaked havoc in the La Plata County area. Most of us remember that storm vividly. Although hail is not a new sight in our area, the severity and intensity of...

DATE: Aug. 2, 2014 | CATEGORY: On Real Estate

County inventory suggests it’s a buyer’s market

The Colorado Association of Realtors has just released housing reports for all of the districts in Colorado and a statewide report. These second-quarter reports for 2014 are particularly helpful to...

DATE: July 26, 2014 | CATEGORY: On Real Estate

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